We help you draft, and you lodge
AUSTRAC Online is where the report actually goes, and once you get a receipt, you record its number against the reviewed draft. ShareRing LINK supplies identity evidence as part of CDD, but it does not send a suspicious matter report, a threshold transaction report, or the annual compliance report.
What you have to do
You're on the Roll because the book provides gambling services, which sit in section 6 of the AML/CTF Act, Table 3. AUSTRAC's page on your obligations gives you the overview.
Here are the betting services that usually put a book on the Roll.
| Table 3 item | What it means on a book |
|---|---|
| Item 1 | Taking a bet from a punter |
| Item 2 | Putting a bet on for someone else |
| Item 4 | Paying out winnings |
| Item 7 | Swapping cash for a ticket, voucher, or other betting instrument |
| Item 8 | Cashing that ticket or instrument back |
| Items 11, 12 and 13 | Opening a betting account, adding another name to it, and letting someone use it |
Introducing a punter to someone who will take the bet can also sit on Table 3, and so can currency exchange on the side of the book, although you won't see those much on a typical race-day stand. Casino floors, pokies, keno and lottery are on a different list, so they aren't this book's services.
On a book that is already enrolled, things usually go in this order.
- Keep the operator profile current in AUSTRAC Online enrolment. You have 14 days after something changes.
- On race-day, write down what actually happened, including who the punter was, what cash moved, and who took the bet.
- Customer due diligence starts if you pay or exchange $5,000 or more in cash. That's identity work rather than a TTR, and an ordinary accept-bet does not start that clock on its own.
- Start a TTR draft in the portal when there is $10,000 or more in physical cash on a Table 3 service. Just taking an ordinary bet is not, by itself, a TTR.
- If someone on the book forms a suspicion, start an SMR draft. There's no dollar minimum, and you still lodge even if the punter walks away unidentified.
- A clerk or the compliance officer then lodges the report in AUSTRAC Online, because we do not press that button for you.
- Paste the AUSTRAC receipt number back into the portal, which keeps the book file complete.
- After the financial year ends, lodge the annual compliance report in AUSTRAC Online.
What the portal does
The portal provides report drafts and exports for review. A qualifying cash transaction can support a TTR draft, while suspicion has no minimum dollar threshold at all. SMRs are restricted to owners and administrators, and your staff still need to verify report details, calculate deadlines and record the actual lodgement.
What AUSTRAC Online does
Profile updates, the report itself and the annual compliance report all happen there, and that login belongs to the operator. A consultant can only lodge if they have been invited into that same AUSTRAC Online account.
$5,000 versus $10,000
$5,000 cash paid to a punter, or exchanged, triggers customer due diligence. In other words, it's identity work rather than a threshold transaction report.
A TTR is $10,000 or more in physical cash on a designated service. An ordinary accept-bet is not a TTR, and online card or NPP payouts are not a TTR either. On-course cash after a big meeting is where it usually comes up.
You may have seen headlines saying gambling customer due diligence moved from under $10,000 to under $5,000. That change is about identity work, not the TTR line. On a typical book, the $5,000 line applies to payouts and exchanges, and taking a bet the ordinary way does not start that clock.
| What happened | What it usually is |
|---|---|
| $5,000 cash payout or exchange | Customer due diligence, not a TTR |
| $10,000 or more in physical cash | TTR, and customer due diligence if it is also a payout, exchange, or suspicion |
| Online card or NPP payout | Not a TTR |
| Splitting cash to stay under $10,000, or odd behaviour around the $5,000 identity line | Usually an SMR, so please don't roll it into a TTR. |
How you send a report
AUSTRAC's reporting methods guide lists three ways to send a transaction report, and most books use data entry unless volume is high. If the operator was already enrolled on 30 March 2026, the transaction reports user guide still covers the older screens.
- Data entry is one report at a time. It works well when volume is low, and it's also how you fix a report AUSTRAC sends back.
- Spreadsheet is for several reports of the same type. You export a template from AUSTRAC Online, fill it in offline, and then paste the rows back. The limit is 500 rows or 30 MB, and if there are too many parties, data entry is the better choice.
- Extraction is a file built to AUSTRAC's electronic format. You can upload it in Report File Upload, or send it with an HTTP request to AUSTRAC Online.
That HTTP path sits behind an AUSTRAC Online login, so it isn't a public button we can press. Enrolment and the annual compliance report are ordinary web forms rather than those three methods. For an online or hybrid book, the ACMA register is a legitimacy check, not an AUSTRAC form.
AUSTRAC Online shows the form that applies to your enrolment. If you were already enrolled on 30 March 2026, you can keep the older SMR and TTR screens until 30 March 2029, or move across whenever you're ready. If you enrolled after that date, you'll see the newer screens. Either way, just use whatever AUSTRAC puts in front of you.
| Who | Typical enrolment | What AUSTRAC shows |
|---|---|---|
| Book already on the Roll | On 30 March 2026 | Older SMR and TTR screens until 30 March 2029, or the newer screens whenever you are ready |
How long you have
These are the clocks a clerk watches on race-day and afterwards. A shorter bar means a tighter clock.
A typical book is already enrolled, so you can skip the 28 day first-enrol clock and keep an eye on the 14 day profile refresh instead. There is also a 5 business day SMR clock for a legal professional privilege claim, and that one is not for terrorism financing, although privilege claims are uncommon on a book.
Enrolment profile
You should already be enrolled, so the job here is keeping the profile up to date. That covers the designated-service list, the beneficial owners of the operator, the AML and CTF compliance officer, and the reporting group. A good place to start is AUSTRAC's enrol with us page, and preparing for the enrolment forms.
| Required? | Yes, and the operator should already be on the Roll. |
|---|---|
| Time | You have 14 days to update after a change. |
| ShareRing | We give you a checklist, but it does not file anything. |
Suspicious matter report
The statute and clocks are the same as for other reporting entities, and there's no dollar minimum. You lodge on reasonable grounds, including structuring around the $10,000 TTR and behaviour around the $5,000 identity line, and you lodge even if the punter walks away unidentified. It helps to keep AUSTRAC's suspicious matter reports page open while you draft.
| How | Through AUSTRAC Online, where the screen shows the form that applies to your enrolment. |
|---|---|
| Time | 24 hours for terrorism financing, and otherwise 3 business days. |
| ShareRing | A draft wizard and a tipping-off warning, but it does not lodge. |
Threshold transaction report
This one applies to $10,000 or more in physical cash on a designated service, and AUSTRAC's threshold transaction reports page is the live rule. AUSTRAC Online shows the form for your enrolment. On the older screens it was called TTR-GS, for gambling services, and newer screens may use a different name, so just use the one AUSTRAC puts in front of you. An ordinary accept-bet is not a TTR.
| How | Data entry, spreadsheet, or extraction, using the form AUSTRAC Online shows for your enrolment. |
|---|---|
| Time | You have 10 business days. |
| Still $10,000? | Yes. The retail $5,000 identity line is not a TTR, and an ordinary accept-bet is not a TTR either. |
| ShareRing | We prepare a TTR draft from the same race-day capture when cash is $10,000 or more, and the compliance officer lodges it. |
Annual compliance report
The financial year is 1 July 2026 to 30 June 2027, and you lodge from 1 July to 30 September. The small venue exemption some pokie rooms use does not apply to bookmakers, and the operator still lodges in AUSTRAC Online. We don't have an ACR helper just yet, so for now please follow AUSTRAC's annual compliance reports page.
AUSTRAC's general obligations page still mentions the old calendar year, so it's best to follow the dedicated annual compliance report page instead, which uses the financial year. When the form opens, please check the dates on the screen.
International funds transfer
This one is rare, and it's usually not your report. A book almost never lodges it unless the operator pays or collects across borders themselves, since payment processors and banks usually sit in the bank's own report. If it does apply, the clock is 10 business days, and AUSTRAC's international funds transfer reports page has the detail.
What to keep
You submit enrolment updates, the SMR, the TTR, the annual compliance report, and an international funds transfer report if the operator itself sends or receives the instruction. Everything else stays in storage the operator owns, usually for 7 years, and ShareRing LINK is not that file. AUSTRAC's record-keeping overview and record-keeping checklist cover the clocks below.
| Record | How long to keep it |
|---|---|
| Transaction records, enough to reconstruct the designated service | 7 years from the day the record is created |
| Documents a punter gave you for the transaction | 7 years from the day you were given the document |
| Customer due diligence records | 7 years from the end of the business relationship, or from finishing an occasional transaction |
| Program, risk assessment, training, and related evidence | From when it was made until 7 years after it is no longer relevant. "No longer relevant" is professional judgement. |
| SMR and TTR working papers, race-day logs, receipt numbers | Keep the decision trail and restrict access, because tipping-off still applies. |
Please set an independent evaluation schedule that suits your business and document the reasons. The general minimum is once every three years, although the first evaluation has transitional deadlines, so it's worth checking AUSTRAC's evaluation guidance and the transitional rules before setting your first due date.
Just so you know, this is not legal advice, and it isn't a substitute for the screens inside AUSTRAC Online.
If you'd like to try it for yourself, you can start free in a couple of minutes. Every account comes with a sandbox full of sample punters, so you can explore the whole workflow before anything real happens.